For the second time this year I have been called to a home where the owners lost all their possessions due to a house fire. The couple was lucky. The smoke detectors were not working but their dog woke them up just in the nick of time.
The electronic car keys and remotes were also consumed in the fire. When this happens you only have 2 choices. 1) call me to come to the car to fit and program replacement keys, or 2) tow the car to a dealer. Usually I am more convenient because I can do the work at the car. Your homeowners insurance will probably reimburse you for the charges.